Zero-Based Budget Excel Template

Income minus every allocation equals zero — this template makes the rule visible. Assign every dollar for twelve months on one Year Planner, log spending as it happens, and watch “Left to assign” hit zero every month on a live dashboard, with unspent money carried forward automatically. One-time payment · no subscription · instant download Two files included: a Sample Data version (full 2026 plan with January–March transactions) so both dashboards show real numbers the moment you open them, and a Blank version with starter categories. This templates also available in the Budget Starter Pack ($49) and Life OS ($99).