Mind the Gap: What In-House Counsel Need to Know About Insurance Coverage and Risk

Having insurance is not the same as having coverage. The two often diverge — and most companies don’t find out which one they have until a claim is filed and something is denied. Insurance is often treated as the risk manager’s or broker’s domain. But in-house counsel play a critical role long before a claim arises: identifying legal exposures the broker may not see, spotting coverage gaps during the renewal cycle, and making sure underwriting applications, exclusions, and post-loss obligations don’t quietly erode the protection the business is paying for. With hurricane season approaching and business interruption risk rising, the cost of getting this wrong has gone up. Join us on Thursday, June 18, 2026, at 12:00 PM ET as Nicole Josephy, Shareholder in the Insurance Counseling & Recovery Practice Group at Flaster Greenberg, and John Koch, Shareholder, General Counsel, and Lead of the Environmental & Energy Practice Group at Flaster Greenberg, walk through how in-house counsel can identify exposures, evaluate coverage, and preserve claims before a loss occurs — with practical guidance on where legal, operational, and insurance risks intersect, and how to work effectively with risk managers, brokers, and outside counsel to strengthen coverage decisions. The session will be moderated by Meghan Moore, Shareholder and Practice Lead of the Insurance Counseling & Recovery Practice Group at Flaster Greenberg. What You’ll Learn: How to identify and eliminate insurance coverage gaps in your company’s current program, including the common exclusions and limitations that quietly leave companies exposed How to review underwriting applications, renewals, and program structure from a legal and risk perspective — and what to push back on before a policy is bound How to prepare for business interruption events, including hurricanes and other natural disasters, and how to document losses to preserve coverage before a claim is ever filed The practical steps to take when filing a claim, including post-loss policy conditions, documentation obligations, and how to communicate effectively with carriers to preserve rights How to respond when claims are asserted against your company, and what legal options exist for resolving coverage disputes — including appraisal provisions, litigation, and bad faith claims Who Should Attend: This program is designed for in-house counsel, deputy general counsel, risk management professionals, and members of corporate legal teams who advise on insurance, business interruption planning, or claims response. It will be especially useful for legal and risk professionals responsible for working with risk managers, brokers, and outside counsel on coverage decisions, claims preservation, renewal review, and disaster preparedness. There is NO COST to attend this program! This program is FREE, thanks to our gracious sponsor, Flaster Greenberg! If you can’t make it to the live program, the recording will be available for viewing via our paid CLE library, In-House Connect On-Demand.