Utah FHA Insured Mortgages 3 CE Hours

FHA opens the door for more buyers. Know how to walk them through it. FHA-insured mortgages are one of the most widely used financing tools in residential real estate — especially for first-time and lower-down-payment buyers. This 3-hour elective covers the FHA loan program end to end: how mortgage insurance works, what borrowers and properties must qualify, loan limits by county, and how to help FHA buyers navigate a transaction that has unique requirements compared to conventional financing. What You'll Learn: • What FHA mortgage insurance is and how it works for borrowers • FHA borrower qualification requirements — credit, down payment, debt-to-income • FHA property standards and what the appraisal process looks for • FHA loan limits — how they vary by county and why it matters for Utah buyers • FHA vs. conventional financing — when each is the right fit • Common FHA transaction challenges and how agents can help solve them