NFC Payment Card – Tap to Pay Link Card for Contractors & Businesses
Finish the Job. Give Your Customer a Way to Pay Before You Leave. The TAPro® NFC Payment Card is a reusable tap-to-payment access card designed for contractors, technicians, field-service teams, sales professionals and businesses that want to make getting paid easier at the exact moment the work is complete. When a customer says, “I don't have cash,” “I don't have my checkbook,” “My card isn't with me,” or “Can you send me something later?”, hand them the TAPro NFC Payment Card. They tap the card with a compatible smartphone, choose from the payment options your business has configured, and continue to the selected payment provider to complete payment. TAP → CHOOSE PAYMENT OPTION → PAY No cash for your employee to carry. No check to deposit. No customer searching through old emails for an invoice. No TAPro percentage taken from the payment. Your selected payment processor may still charge its normal transaction or service fees. Quick Answer: What Is an NFC Payment Card? An NFC Payment Card is a programmable contactless card that opens a payment URL, invoice page, checkout link or payment-selection page when tapped with a compatible NFC-enabled smartphone. The TAPro NFC Payment Card does not store the customer's credit-card information and does not act as a bank or payment processor. It connects the customer to the secure payment destination or payment options your business chooses to provide. Use it as a contractor payment card, field-service payment collection card, tap-to-pay access card, NFC payment-link card, contactless payment card, digital payment collection card or mobile payment access card for customer-facing employees. Stop Turning Finished Jobs Into Unpaid Invoices You already completed the difficult part. The repair is finished. The installation is complete. The service call is done. The customer is satisfied. Then payment gets delayed because of one sentence: “I don't have cash.” “I forgot my wallet.” “I don't have my checkbook.” “Can you invoice me?” “I'll pay it tonight.” “Text me the payment link.” “I'll take care of it when I get home.” “My card is in the other car.” “Can I call the office later?” Sometimes the customer genuinely forgets. Sometimes life gets busy. Sometimes an invoice gets buried. And sometimes a customer simply keeps finding reasons not to pay. Every additional step between completing the job and receiving payment creates another opportunity for the balance to remain unpaid. The TAPro NFC Payment Card is designed to reduce that friction by creating an immediate digital payment path while the customer and employee are still together. How the TAPro Tap-to-Payment System Works Connect Your Payment Destination Configure the card with the payment URL, invoice page, secure checkout link or payment-selection page your business wants customers to access. Give the Card to Your Employee Equip technicians, contractors, sales representatives, installers, drivers or customer-facing staff with a reusable TAPro NFC Payment Card. Present the Card When Payment Is Due When the work is complete, the employee gives the customer an immediate digital payment option instead of relying only on cash, checks or a later invoice. Customer Taps The customer taps the NFC card with a compatible smartphone. Payment Options Open The configured payment destination or selection page opens on the customer's own phone. Customer Chooses How to Pay The customer selects one of the payment methods your business has made available. The Payment Provider Handles Checkout The selected third-party payment service handles the customer's payment credentials, authorization and transaction according to that provider's terms. One card can turn “I'll pay later” into “Which payment option would you like to use?” One NFC Card. Multiple Ways for Customers to Pay. The TAPro NFC Payment Card is built around programmable digital destinations rather than locking your business into one payment processor. Depending on the accounts, services and payment links your business uses, you can connect customers to payment destinations such as: Stripe Payment Links Square Payment Links PayPal Payment Links Venmo-enabled checkout where supported by the selected provider Your company's online invoice portal Your secure website checkout Deposit-payment pages Service-payment pages Customer invoice URLs Other compatible payment URLs Some payment providers may also allow customers to complete checkout using supported digital-wallet or card options such as Apple Pay, Google Pay, debit cards or credit cards, depending on the provider, customer's device, country, merchant account and configuration. TAPro provides the connection. Your selected payment provider processes the money. No Physical Wallet? The Customer May Still Be Able to Pay. A customer may not have a physical credit card in their pocket and still have supported payment credentials available on their smartphone. Depending on the payment provider and the customer's configured device, they may be able to use a saved card, digital wallet or other supported payment method without physically handing your employee a card. This makes the TAPro system particularly useful for businesses trying to reduce dependence on: Cash Paper checks Physical cards Manual card-number entry Phone calls to the office Payment reminders after the job Repeated invoice follow-ups Built for Contractors and Field-Service Businesses The TAPro NFC Payment Card is especially valuable anywhere employees complete work away from a traditional checkout counter. Ideal applications include: HVAC contractors collecting payment after repairs, installation or maintenance Plumbers collecting service-call balances before leaving the property Electricians accepting payment after residential or commercial work General contractors collecting deposits, progress payments or final balances Roofers directing customers to deposit or invoice-payment pages Landscapers collecting payments after maintenance or project completion Handyman businesses accepting payment immediately after completing a service Appliance-repair technicians giving customers a digital payment option at the end of the call Pest-control companies collecting service payments in the field Cleaning companies providing a cashless payment option to residential and commercial customers Mobile mechanics collecting payments without carrying a traditional POS terminal Auto-detailing companies accepting payments at the customer's home or workplace Pool-service companies providing an immediate payment destination after service Junk-removal companies collecting payment before leaving the property Moving companies directing customers to secure payment pages Locksmiths collecting payment after mobile service calls Garage-door technicians accepting payment at the completion of repair or installation Window and door installers collecting balances at project completion Painting contractors collecting deposits or final payments Flooring installers providing customers with a convenient payment-link destination Tree-service companies collecting payment after field work Pressure-washing businesses accepting digital payments immediately after service Delivery and installation teams directing customers to a payment or invoice page Home-service franchises equipping multiple technicians with standardized payment access Independent contractors who need a portable contactless payment-link solution Contractor Payment Collection Without Employees Handling Cash Giving field employees responsibility for cash creates additional operational headaches. They may need to: Carry cash during the workday Make change Protect customer checks Turn payments into the office Track what was collected Transport cash or checks between job sites With a digital payment workflow, the employee can present the NFC Payment Card and let the customer complete the selected provider's checkout using their own device. Your employee presents the payment access point. The customer controls the checkout experience on their phone. Reduce the Friction Behind Past-Due Customer Payments No product can guarantee that every customer will pay an invoice, and TAPro is not a debt-collection service. What TAPro can do is remove unnecessary friction between a customer who is willing to pay and the payment destination they need. Businesses searching for ways to: collect unpaid invoices faster reduce past-due customer balances collect contractor payments in the field accept cashless customer payments collect payments without a physical card reader send customers directly to a payment link give technicians a portable payment option reduce outstanding invoices collect service-call payments simplify mobile payment collection accept contactless payment links can use an NFC payment-access system to shorten the path between invoice due and payment opportunity. Why Use an NFC Payment Card Instead of Only Emailing an Invoice? Email invoices remain useful, but they happen after the immediate face-to-face payment opportunity. A customer who leaves the job site may: forget about the email leave it unread intend to pay later lose the message need another reminder delay payment because there is no urgency The TAPro card adds a second strategy: Give the customer access to payment while the technician is still standing there. You can still send invoices and reminders. The NFC card simply gives your team another opportunity to close the payment loop immediately. NFC Payment Card vs. QR Code Payment Link vs. Traditional Invoice Payment Access Method Customer Action Best Use NFC Payment Card Tap compatible phone In-person contractor and field-service payment collection QR Payment Link Open camera and scan Countertops, invoices, signs and printed materials Email / SMS Invoice Open message and payment link Remote or follow-up payment collection Traditional POS Terminal Present physical or digital payment method Fixed checkout environments Many businesses can use more than one method. TAPro is designed to add a portable NFC payment-access option to the workflow you already use. NFC Payment Cards for Employees, Technicians and Entire Teams A single owner-operated business may only need one card. A larger contractor may have 5, 10, 20 or more technicians collecting payments throughout the day. Equip each employee with an NFC payment card so payment access does not depend on: who has the office card reader who remembers the company payment username who has the invoice app open whether the customer has cash whether the customer has a physical wallet Each technician can carry a reusable digital payment access point. NFC Payment Keychains and Portable Payment Products The same payment-link concept can also be useful in other portable NFC formats. Businesses searching for an NFC payment keychain, tap-to-pay keychain, contactless payment keychain, NFC payment tag, payment-link tag or portable NFC payment product are often trying to solve the same problem: putting payment access in an object employees already carry. Depending on your workflow, TAPro NFC cards, keychains, tags and other programmable NFC formats can create convenient access points for compatible URLs and digital business destinations. Explore additional business growth solutions and NFC business products to build a complete employee system. No TAPro Transaction Percentage TAPro does not take a percentage of the customer's payment simply because the NFC card opened the payment destination. Your selected payment platform may charge its own normal processing, subscription, account, wallet or transaction fees. Those fees are established by the payment provider and are separate from TAPro. The TAPro product is the reusable physical connection point between the customer's phone and your configured digital payment destination. Does TAPro Store Credit-Card Information? No. The NFC card is programmed to open a URL or payment-selection destination. Customer payment credentials are handled by the selected third-party payment provider according to that provider's checkout, security, authentication and processing system. TAPro does not need your employee to manually collect or store the customer's card number for the NFC card to perform its function. Programmable and Reusable Your business may change payment processors over time. You may add a new invoice platform, change a payment URL or create a different checkout destination. The value of a programmable NFC payment product is that the physical card can continue serving as a reusable access point instead of being tied permanently to one printed payment address. Learn more about the underlying technology in the TAPro guide to Near Field Communication. Simple Setup Program or activate the TAPro product with the compatible URL or destination used by your business. For products using the TAPro activation system, visit the TAPro Product Activation Guide. Once configured, test the card before placing it into daily use to confirm that the tap opens the intended payment destination. Real-World Contractor Payment Scenario An HVAC technician completes a $650 repair. The customer says: “I don't have my wallet with me. Can you send the invoice and I'll take care of it later?” Instead of relying only on a future reminder, the technician presents the TAPro NFC Payment Card. The customer taps it with their phone. The company's configured payment options open. The customer chooses the payment destination they want to use and proceeds through that provider's checkout process. The goal is simple: create an opportunity to settle the balance while the completed job and payment obligation are still top of mind. Ideal for High-Ticket Service Businesses The higher the invoice amount, the more painful delayed payment can become for a small business. TAPro can be used as part of the payment workflow for: service-call payments repair invoices installation balances project deposits final contractor payments maintenance-plan payments emergency-service charges mobile-service invoices residential-service payments commercial-service payments A completed $1,000 job is revenue only when the business actually gets paid. Use TAPro Beyond Payment Collection Payment is only one customer interaction. TAPro also provides NFC and QR products designed to help businesses collect reviews, share employee contact information, improve customer access to digital resources and create more useful touchpoints. NFC Digital Business Cards — let technicians and salespeople share contact information with a tap. NFC Google Review Cards — give field employees a portable way to direct happy customers to your review destination. NFC Google Review Keychains — attach portable review access to employee keys or work gear. Google Review Stands — create permanent review touchpoints at reception desks, counters and business locations. Google Review Plates — add NFC + QR review access to walls, doors, counters and customer-facing surfaces. NFC Google Review System — learn how TAPro review products work together across a business. Payment Provider Resources The payment destination is created and managed through the payment provider you choose. Businesses can review payment-link capabilities directly from major providers: Stripe Payment Links Square Payment Links PayPal Payment Links Payment-method availability, processing fees and account requirements are controlled by the selected payment provider, not TAPro. Frequently Asked Questions What is an NFC payment card? An NFC payment card is a contactless card programmed to open a compatible payment URL, checkout destination, invoice page or payment-selection page when tapped with a supported NFC-enabled smartphone. Is the TAPro NFC Payment Card a credit card? No. It is not a bank-issued credit or debit card and does not contain customer funds. It acts as a programmable digital access point to your configured payment destination. Does TAPro process the payment? No. The selected third-party provider processes the transaction. TAPro provides the NFC connection to the configured destination. Does TAPro charge a transaction fee? TAPro does not take a percentage of payments simply because the card opens your payment destination. Your payment processor may charge its own normal fees. Can customers pay without carrying cash? Yes, if one of the digital payment options your business provides is available to them. Can a customer pay without having a physical credit card with them? Potentially. Depending on the selected checkout provider and customer's phone configuration, supported digital-wallet or stored payment methods may be available on the customer's device. Can I use Apple Pay? If your configured payment provider and merchant account support Apple Pay for that checkout, customers may be able to select Apple Pay through the provider's payment experience. Can I use Google Pay? If the payment provider and checkout configuration support Google Pay, it may be available as a customer payment option. Can I use PayPal? Yes, you can configure a compatible PayPal payment or checkout URL as a destination. Can I use Venmo? If your chosen payment setup supports Venmo, you can direct customers to that compatible payment experience. Can I use Stripe? Yes. A compatible Stripe Payment Link or checkout destination can be used as a payment URL. Can I use Square? Yes. Businesses using compatible Square Payment Links can configure a Square destination. Can I connect my own invoice portal? Yes, provided your invoice system gives you a compatible URL that customers can securely open on their phones. Can I offer customers several payment options? Yes. A payment-selection page can present multiple configured destinations so customers can choose from the payment options your business offers. Is this good for contractors? Yes. Contractors and field-service businesses are a primary use case because employees frequently need to collect payment away from a traditional checkout counter. Can I give one to every technician? Yes. Businesses can equip individual field employees with their own reusable NFC payment-access cards. Can this help with unpaid invoices? The card cannot force a customer to pay, but it can reduce payment friction by giving the customer immediate access to your payment options before the employee leaves. Does the NFC card store customer card numbers? No. The TAPro card is programmed to open the configured URL. Payment credentials are handled by the selected payment provider. Does the customer need a TAPro app? No TAPro app is required simply to tap the NFC card and open the configured destination on a compatible device. Does the card require batteries? No. Passive NFC cards do not require a battery or charging for normal NFC operation. Can I change the payment URL later? Programmable TAPro NFC products can be configured for compatible URLs according to the setup method used for that product. What businesses benefit most? HVAC companies, plumbers, electricians, landscapers, roofers, general contractors, mobile mechanics, appliance repair companies, cleaning services, pest-control businesses, installers, delivery teams and other field-service companies can benefit from portable payment access. TAPro NFC Payment Card — Built Around One Simple Business Problem You did the work. Now make it easier for the customer to pay. Don't let a missing wallet, forgotten checkbook or “I'll pay later” automatically turn today's completed service into another invoice your office has to chase tomorrow. Give your employees a reusable NFC payment access point they can carry into the field. Present the card. Customer taps. Payment options open. Customer chooses how to pay. IMPORTANT: TAPro® IS NOT A BANK, CREDIT CARD, DEBIT CARD, PAYMENT PROCESSOR OR PAYMENT SERVICE. This TAPro NFC Payment Card does not process, receive, hold, transfer or guarantee payments. It is an NFC-enabled link-access tool that directs a customer's compatible phone to the payment page, payment app, website or other URL programmed by the card owner. TAPro does not charge a transaction or payment-processing fee for a customer tapping the card. Any payment transaction, processing fee, refund, dispute or other payment activity occurs separately through the third-party payment service selected by the business and customer and is subject to that provider's terms. Finish the Job. Close the Payment Loop. TAPro® NFC Payment Card — Tap. Choose. Pay.