First Horse, No Nasty Surprises Instant digital download — the real cost calculator and buyer's kit for first-time UK horse owners, written by a dad who learned it the hard way. Buying your first horse is one of the best decisions you'll make for your kid — and one of the easiest to get expensively wrong. The price tag isn't the real number. Livery, vetting, insurance gaps, legal paperwork with real deadlines — none of it gets explained properly until you're already in it. I found that out three and a half years ago when my daughter finally wore me down, and I got enough of it wrong to want to save the next person the trouble. What you get, delivered instantly to your inbox: 📊 The Real Cost Calculator — a genuine working spreadsheet, not a screenshot. Enter your region, livery type, and horse's value, and get a real year-one cost projection plus a vetting and insurance recommendation built around your own numbers. 📖 The Full Guide (40+ pages) — the true cost breakdown by region, the vetting decision explained properly, what insurance actually covers versus what you assume, and the legal passport and ownership transfer done right and on time. ✅ The Real Questions Checklist — the actual list I used at viewings and on calls to insurers. Printable. Not generic — tested. 🩺 The Biosecurity Primer — what to ask a yard about quarantine and new arrivals, plainly explained, given current UK disease levels. 🔄 Free updates for life — costs, rules, and disease data change. When they do, this does too, at no extra charge. Why it's worth it: Livery alone can vary by thousands of pounds a year for what looks like the same setup. One insurer conversation, one vetting decision, or one missed legal deadline can cost you more than this entire kit ten times over. At £29.99, it's less than one month of livery — and built to save you a great deal more than that. This isn't a generic guide. It's not written by an industry expert reciting textbook advice. It's written by someone who had to work it out properly, the first time, with real money and his own kid on the line — so you get the real questions, not the polished ones that sound good but don't hold up in an actual yard. How it works: buy now, get instant access — no waiting, nothing posted, open it on your phone or laptop tonight if you want to. £29.99 — one-time payment, yours to keep, updated for life.