Zero Based Budget Spreadsheet
type: Product
description: Take complete control of your money — every dollar, every month. The Zero Based Budget Spreadsheet is a fully automated, all-in-one personal budgeting system built for Apple Numbers and Microsoft Excel. Designed around the zero-based budgeting method — where your income minus your expenses equals zero — this spreadsheet ensures every dollar you earn is assigned a purpose before it's spent. What is zero-based budgeting? Zero-based budgeting (ZBB) is a proven personal finance strategy where you allocate every dollar of income to a specific expense, savings goal, or debt payment. When done correctly, your total income minus your total budgeted expenses equals $0 — not because you're broke, but because every dollar has a job. This method eliminates wasteful spending, accelerates debt payoff, and builds savings faster than any other budgeting approach. Product overview The Zero Based Budget Spreadsheet replaces manual tracking and complicated formulas with a clean, automated system. Simply log your transactions once and watch your budget, monthly summaries, and annual analytics update automatically — no copy-pasting, no double entry. Whether you're paying off debt, building an emergency fund, saving for a vacation, or just trying to stop overspending, this spreadsheet gives you a real-time, accurate picture of your finances every single month of the year. Key features Transaction log with auto-sync Enter each transaction once in the dedicated Transaction Log. Using date-based formulas, every transaction automatically flows into the correct month and category across your entire budget — no manual updates required. The log supports up to 5,000 transactions per year and sorts automatically by date. 12 monthly budget tabs Each month has its own dedicated tab with a full budget breakdown. Enter your budgeted amounts once and track actuals automatically as transactions are logged. Every monthly tab includes a built-in Zero-Sum Dashboard showing budgeted vs. actual for total in…
brand: Boss Personal Planner
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  low price: 19.99
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