Annual Budget Spreadsheet for Beginners Google Sheets & Excel | Simple Budget Planner

Take control of your money with a simple budget spreadsheet designed specifically for beginners. The Annual Budget for Beginners Spreadsheet helps you plan, track, and manage your finances throughout the year without complicated features or overwhelming setup. With 12 monthly budget tabs, an annual dashboard, and an automated calendar, you'll always know where your money is going. Perfect for first-time budgeters, families, and anyone looking for an easy way to stay organized and build better money habits. ✦AFTER YOU PURCHASE: You will receive a confirmation email and soon after you will receive another email with links to download your files. - For Google Sheets: Download the PDF. In the PDF click on the button. It will redirect you to the Google Sheet website where you can make a copy of the file. If the file opens in "View Only" go to "File" and chose "Make a copy". - For Excel: Download the .xlsx file and open file in Microsoft Excel. ✦ WHAT'S INCLUDED ✓ Annual Dashboard ✓ 12 Monthly Budget Tabs ✓ Calendar ✓ Step-by-step Instructions ✓ Google Sheets Version ✓ Excel 365 Version ✦ FEATURES ✓ Beginner Friendly ✓ Start From Any Month ✓ Automatic Calculations ✓ Monthly Budget Tracking ✓ Income Tracking ✓ Expense Tracking ✓ Bill Tracking ✓ Debt Tracking ✓ Savings Tracking ✓ Monthly Calendar ✓ Spending Charts ✓ Balance Tracking ✓ All Currencies Supported ✓ Reuse Every Year ✦PERFECT FOR • First-Time Budgeters • Staying Organized • Tracking Monthly Bills • Saving Money Consistently • Managing Everyday Spending • Planning Your Finances All Year ✦COMPATIBILITY Google Sheets Microsoft Excel 365 (Subscription Version) Please note that some features may not work correctly in older versions of Excel. ✦ WHAT YOU’LL GET • PDF with a link to the Annual Budget for Beginners for Google Sheets • Excel file version of the Annual Budget for Beginners Spreadsheet ✦ AFTER PURCHASE ✓ Once your payment is processed, your files will be available for instant download at etsy.com/your/purchases. If you checked out as a guest, you’ll find the download link in your receipt email ✓ To use the Google Sheets version, log in with a free Google account and open the link provided in the PDF. The Excel version can be opened and used right away ✓ Follow the included instructions for clear guidance on getting started and making the most of your spreadsheet 📩 Need assistance? Send me a message anytime. I am happy to help. ✦ NOTES ⚠️ This spreadsheet was created with the latest Excel version (Office 365, desktop). Some features may not work in older versions ⚠️ For Mac users, the Google Sheets version is recommended since Excel for Mac may be less reliable ⚠️ Available in English only ⚠️ Best viewed on a computer. Spreadsheets with more than 15 tabs may run slowly on tablets or phones ✦ IMPORTANT All designs are ©MyProductiveLifeCo. This item is for personal use and cannot be resold, redistributed, or used for any commercial purposes. ✦ THIS IS A DIGITAL PRODUCT / INSTANT DOWNLOAD Digital means it is ready to download straight away after purchase. No waiting and no shipping fees. Purchase once and it is yours forever. No physical product will be shipped