TX Disability Income Strategies for Businesses (2-Hr)

This 2-hour course provides insurance professionals with a practical understanding of disability income insurance solutions that protect businesses from the financial consequences of an owner’s or key employee’s disability. The course examines Business Overhead Expense (BOE) insurance and Key Person Disability Insurance, including how a disability affects cash flow and business continuity, how coverage needs are evaluated and valued, key policy provisions, and the tax treatment of each arrangement. It is designed to help licensees identify business disability risks and recommend appropriate coverage while fulfilling continuing education requirements established by the Texas Department of Insurance.