CIPAA : The Debt War - A Contractor’s Fight for Payment and Life by Kamarulzaman Baharom | 2026*

CIPAA : The Debt War - A Contractor’s Fight for Payment and Life by Kamarulzaman Baharom | 2026* Author Kamarulzaman Baharom Publication Date October 2026 ISBN 9786297120003 Format Softcover Publisher Marsden Set in Malaysia’s construction industry, CIPAA: The Debt War follows a contractor whose survival is threatened by a payment dispute. Through the clash between Perisai Bina and Wibawa Berhad, readers encounter delayed payments, contested valuations and the challenges of evidence, adjudication and enforcement. The novel turns legal procedures and construction documents into powerful tools in a conflict where every decision matters. Beyond the legal battle, the story explores the human impact of unpaid debts. Workers depend on their wages, suppliers demand payment, and businesses struggle as cash flow runs dry. Written for contractors, construction professionals, legal practitioners and thriller readers, CIPAA: The Debt War offers a gripping account of the struggle to recover payment—and whether a company can stay afloat long enough to receive it. Table of Contents of CIPAA : The Debt War - A Contractor’s Fight for Payment and Life by Kamarulzaman Baharom: Front Matter Foreword — Page i Datuk Professor Sundra Rajoo, Sundra Rajoo Arbitration Chambers Sdn Bhd Foreword — Page iii Sr Ahmad Farrin bin Mokhtar, CEO, CIDB Malaysia Synopsis — Page v About the Author — Page ix The Novel Prologue: The Final Transfer — Page 1 The Night the Money Ran Out Chapter 1: The Tender Trap — Page 9 The View from the 62nd Floor Chapter 2: The Signing — Page 17 Handshakes and Red Flags Chapter 3: Ghosts in the Ground — Page 23 What the Maps Didn’t Show Chapter 4: The First Cut — Page 29 Payment Certificate No. 7 Chapter 5: The Payment Claim — Page 37 Section 5 — The Trigger Chapter 6: The Payment Response — Page 45 Section 6 — The Silence That Spoke Chapter 7: The Spreadsheet of Damnation — Page 51 Zana’s Ledger of Ghosts Chapter 8: The Lawyer’s Office — Page 63 Sara Lim’s Cold Assessment Chapter 9: The Adjudication Claim — Page 69 301 Pages of Desperation Chapter 10: The Nuclear Response — Page 73 Wibawa Berhad’s Financial Neutron Bomb Chapter 11: The Silver Bullet — Page 79 “Time at Large” Chapter 12: The Adjudicator’s Study — Page 85 Dr. Wong’s Hunt for Truth Chapter 13: The Expert’s Paradox — Page 93 When Honesty Hurts Chapter 14: The Final Reply — Page 99 Sara’s Masterpiece Chapter 15: The Longest Night — Page 107 Waiting for Judgment Chapter 16: The Decision at Dawn — Page 113 May 14, 5:08 AM Chapter 17: The Celebration — Page 123 Morning of May 14 Chapter 18: The Silence Returns — Page 129 Day 28: No Payment Chapter 19: The Enforcement Game — Page 135 High Court Originating Summons Chapter 20: Justice Kaur’s Courtroom — Page 141 Twenty Minutes That Decide Everything Chapter 21: The Money Arrives — Page 147 Day 67: The Bank Notification Chapter 22: The Ripple Effect — Page 151 Industry Whispers Chapter 23: The Changed Office — Page 157 Wibawa Berhad’s New Procedures Chapter 24: The Empty Desk — Page 161 Mr. Hazman’s “Special Projects” Chapter 25: The One Year Anniversary — Page 165 Scars That Don’t Show Chapter 26: The Conference — Page 169 AIAC Annual Event Chapter 27: The Completed Viaduct — Page 173 Trains Running On Time Chapter 28: The New Normal — Page 177 Two Years Later Chapter 29: The Mentor — Page 181 Ahmad’s New Role Chapter 30: The Legacy — Page 185 What Remains Chapter 31: The Paper Trail — Page 189 The Box in Storage Chapter 32: The Ghosts Return — Page 193 A New Project, Old Fears Chapter 33: The Difference — Page 199 This Time, They’re Ready Chapter 34: The Industry Shift — Page 203 Five Years Later Chapter 35: The Retirement — Page 207 Old Mr. Lim’s Last Day Chapter 36: The Next Generation — Page 211 Zana Takes Over Chapter 37: The Final Accounting — Page 215 Balance Sheet of Survival Epilogue: The Paper Warriors — Page 219 Present Day Back Matter Appendix: Glossary of Key CIPAA Terms for Readers — Page 223 Find more books like CIPAA : The Debt War - A Contractor’s Fight for Payment and Life: Construction Law