TX Hospital Indemnity Insurance (2-Hr)

This 2-hour course provides insurance professionals with a working understanding of hospital indemnity insurance and how it supplements a client’s primary health coverage by paying cash benefits for covered hospital stays. The course examines the coverage gaps the product is designed to fill, how benefits are structured and paid, key exclusions and limitations, and the underwriting and regulatory framework that governs it. It is designed to help licensees accurately explain and position hospital indemnity coverage alongside a client’s existing health plan while fulfilling continuing education requirements established by the Texas Department of Insurance.